Just like us humans, our pets can be subject to different kinds of risks. In their everyday lives, they can encounter unfortunate accidents, untoward incidences involving other living things, and the likelihood of acquiring a disease. This is a nightmare for us, fur parents. Most of us, believe it or not, have not established a pet fund to take care of these emergencies that we end up depleting our family back up plan or our travel fund. This should not be the case. Good thing, pet insurance is now a thing.
Pet insurance in the business now includes a wide variety of pets including guinea pigs, snakes, and big lizards. They also cover up to 80% of the medical bills which is a big deal for us owners. If you still need more reasons to convince you in taking advantage of this opportunity, let us present to you today’s read:
- Vet Bills are on the Rise
There is now a huge difference in the field of veterinary medicine compared to before. The veterinarians can now diagnose a wide range of diseases, all thanks to the advancement of technology and upgrade in the study itself. Just as all progress, though, this comes with a price. Vet bills can range from 500 USD to a good 1000 USD and above, all depending on your fur baby’s condition and diagnosis. Fortunately, pet insurances are now covering more and more animal conditions. Securing one, guarantees that your companion will never die because you do not have a financial solution to cover its need.
- Savings and Inner Peace
Having pet insurance gives you the option to provide the best medical treatment available for your buddy during unfortunate times. Accidents would no longer take a toll on your finances because the insurance policy will likely cover this. Surgeries are also covered and that assures you that your pet will always be in good hands without using up the money you have intended for something else.
Securing pet insurance will also give you leverage against acquired pet diseases like infections, tick-borne illnesses, and the like. Forms of cancers are also covered.
- Flexible Packages
The thing about pet insurances is that you will not feel burdened paying it. This may amount to a considerable sum of money but the payment plans are always flexible and modeled towards your ability to pay. Choices such as annual packages and reimbursement percentage for vet services are available. All you need to do is coordinate and communicate with your insurance agent to maximize your coverage.
- Missing/Stolen Pet Coverage
Let us get this fact cleared first: pet insurances will NOT replace your missing or stolen pets. They will, however, cover a vast area of effort that you can do in finding your companion. They can cover advertising for your lost/stolen pet. That would mean public service announcements in your community and the spread of flyers. Some companies will pay for pet tracking devices upon acquisition of the insurance. They will also provide the reward for successful returns.
- Third-party Liabilities
Although we do our best to train our pets, there are still some incidences when we are not able to control certain situations. Worse, a third-party being involved in the mishap. Good thing, there are pet insurances that cover occurrences of accidents involving other people. If your pet, let’s say your dog, accidentally crashed into your neighbor’s fence, the insurance can take care of part of the repair cost. Injury of third-party individuals caused by your pet such as animal bites is also covered.
The best thing about pet insurances is that you are always prepared for the unexpected. Your dog, cat, or whichever you choose as a pet, is a part of your family and deserves security just like the other human members. In the long run, pet insurance will help you save thousands of dollars. Investing now is always a good idea.